We close out another year and usher in a new decade. All of us tend to make resolutions on New Year’s day and yet how many of us follow through? We often give up within a month, why? Change is hard, leaving our comfort zone is not easy, does it mean we do not want to improve our lives?  We all have dreams and aspirations, but are we willing to put in the work that it will take to reach them? If we want something bad enough, we will make the time, find the funds, be consistent and throw away the excuses.